Closing Tips For Homebuyers

Closing Tips For Homebuyers

Ready to close on your new home? It’s a lot of paperwork and a lot of details, but there’s no need to be nervous. Making sure that you’re prepared for this crucial step can make it much less stressful. Keep these important tips for closing on a home in mind:

  • Communicate with your lender as much as possible. Your lender should guide you through the closing process and address any concerns you have.
  • Look over the Good Faith Estimate (GFE) provided by your lender. This includes information on all of the closing costs and fees you’ll be expected to pay. Find out if the seller will be covering any of these costs.
  • Be prepared to pay mortgage costs, as well as state and local taxes. Your mortgage costs will include charges for loan origination, credit checks and title insurance. State and local costs include property taxes and transfer taxes.
  • Check for third party fees that might be included in your GFE, such as fees for underwriting or document preparation.

Fees: What to expect

Lender fees, escrow fees, title fees … Educate yourself ahead of time on what to expect, so that there are no surprises at the closing table. Click here to find out what fees you’re likely to encounter during the homebuying process. Looking for more helpful information on closing on a home? Visit Wilkinson ERA for expert advice.

Scott Wilkinson Headshot
Phone: 704-957-0323
Dated: October 20th 2014
Views: 1,678
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